The water has always been a part of my life since learning to sail aboard a Sailfish while vacationing in Chatham, Massachusetts. At twelve, I graduated to Penguins and 420’s at the Tred Avon Yacht Club in Oxford, Maryland. My parents always belonged to the Corinthian Yacht Club in Philadelphia and I often accompanied them on cruises aboard a Hinckley Bermuda 40 that we cruised in the Chesapeake.

Understanding banking after working 12 years for Loyola Savings and Loan of Maryland, I helped navigate the purchase of a 32’ Pearson Vanguard for a friend and taught him to sail. Loving the idea of sharing my passion for boating, I joined Oxford Boatyard Yacht Sales (in what is now Safe Harbor Oxford Boatyard and Marina) in 1990 and worked as a broker a